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Learn more about how it works
ChimpChange’s Automatic Round Up feature allows you to collect the change from your day to day purchases and set it aside (“Round Up Balance”). The Round Up Balance is not a separate account. The total balance of the Card Account will be comprised of the balance available for spending (“Card Balance”) and the Round Up Balance. The Round Up Balance is a separate part of your Card Balance that is set aside and cannot be accessed by the direct use of your Card. The Card Account is FDIC-insured through Central Bank of Kansas City, Member FDIC.
The amount you set aside when using Automatic Round Up will still be part of your overall Card Account, but is not available to complete a purchase, or ATM withdrawal using the ChimpChange Prepaid MasterCard® unless the Round Up funds are transferred to your Card Balance first. If you check your balance at an ATM, the Round Up Balance will not be included in the available balance disclosed. Cardholders may modify or remove the Round Ups Balance portion of their balance at any time online or by calling the number on the back of your card without cost or penalty.
The Round Up Balance will not receive interest.
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